MicroLoan
Beat Minecraft with a 1-diamond microloan at 10% interest per minute. Collectors included.
介绍
MicroLoan
Beat Minecraft, but you took out a microloan. 1 diamond. 10% interest per minute. Debt collectors. Good luck.
About
The first time you join a world, a friendly Credit Manager offers you 1 diamond — right now, no checks, no guarantors. Sign the contract, and from that moment the interest ticks every minute, the fees pile up and the collectors start calling. Pay with diamonds, take odd jobs, deal with banks, scammers and bureaucracy — and try to finish the game before the debt finishes you.
Features
- A 1-diamond loan with compound interest every minute, plus service and insurance fees
- A non-refundable insurance deposit — normal payments never bring the debt to zero
- 5 levels of debt collectors: SMS spam, polite visits, a "psychologist", a call to your mom, shame signs near your home, a Recovery Squad that seizes your items and the Collector Boss
- VIP collectors follow you even into the End
- 16 NPCs: Credit Manager, Other Creditor, Business Coach, Pawnbroker, Lottery Man, Tax Inspector, a fake Bank Representative, Draft Office and more
- 9 jobs to pay off the debt: mining, zombie hunting, courier, taxi driver, a paid protest with police vans and a "self-help marathon"
- Random events: financial crisis, amnesty, inheritance, card block, redenomination, draft notice and more
- Credit Bureau: overdue payments push you onto the grey and black lists
- Floating diamond exchange rate and market news
- Gosuslugi terminal and Public Services Desk: income certificates, subsidies and bankruptcy petitions
- Bankruptcy: a trustee follows you and seizes your most valuable items
- Credit Pyramid, MMM shares, refinancing, VPN, cashback and installment cards
- On-screen HUD with your debt, rate, credit score and bureau status
- 6 achievements and a final summary of your financial journey
- Fully configurable
How to get out of debt
There are only two ways — defeat the Ender Dragon or go bankrupt.
Video
Requirements
- Minecraft 1.20.1
- Forge 47+
The mod is available in English and Russian.
常见问题
MicroLoan 支持哪些 Minecraft 版本?
MicroLoan 支持 Minecraft Java 版 1.20.1,可用的加载器:Forge。下载时注意选择和你游戏版本一致的文件。
MicroLoan 怎么安装?
先用 PCL2 或 HMCL 启动器安装对应版本的 Forge,再把下载的 .jar 文件放进游戏目录的 mods 文件夹,重新启动游戏即可。开启了版本隔离的,mods 文件夹在 versions/版本名 下面。
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YouTube Rules
YouTube Community Guidelines in Minecraft. Every action is a violation, even your voice.

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