DaRiNi Bank

DaRiNi Bank — a fully functional banking system with its own currency, DaRiNi, has been added to the game.

Key Features:
Bank — the block through which the player interacts with the bank:

Loans — loans with daily interest. The amount and limit depend on your credit history (level). The more loans you repay on time, the more you can borrow.
Deposits — deposit funds with interest for a period of 1 to 90 days. The rate increases with the term (from 0.1% to 2.0% per day). Early withdrawal — a 10% penalty.
Transfers — transfer Darini funds between players.
History — a log of all transactions (automatically cleared every 30 days).
ATM — a simplified terminal for basic transactions: deposits, withdrawals, and loan repayments.

Treasury — the bank’s general fund. Loans and deposits are backed by the treasury. The starting balance is configurable (default: 100 billion Darini).

Loot Shop — You can sell items (emeralds, diamonds, netherite, etc.) to Darini. Prices change daily.

Gold Selling — Gold bars can be sold to the bank. The gold price fluctuates daily within a configurable range with a minimum price protection.

Coins and Banknotes — Physical currency (Darini 1/5/10/50/100/500/5000/10000 and coins 1/2/5/10).